Hi, my name is Farez. Currently, I'm a software engineer, aspiring writer, not a half bad singer in real life (formally trained) and a bad-ass spy in my imagination (informally trained, via movies).

Previously on farezv.com...

In the summer of 2007 (at age 15), I got my first job as a cashier/cook/dishwasher/executive garbage collector/occasional toilet cleaner at a fast food establishment known for its root beer in Canada's second largest mall making a whopping $7.85/hour.

Being that it was my first job, I was quite overjoyed at the idea that I'd never have to ask my parents for money or rely on any sources but me for financial independence. Little did I realize that 8 bucks an hour doesn't go far in the Greater Vancouver Metropolitan Area of Beautiful British Columbia, my second hometown.

Vancouver, Canada. Photo by Brayden Law on Unsplash

My first hometown was Mumbai, where I was born and raised through age 14. The hustle of Mumbai showed me the great divide among the rich and the poor. The haves and the have nots. I don't have much to speak of my life in Mumbai other than it was a humble yet comfortable one. I was a child with few responsibilities, other than watching Looney Tunes and playing hide and seek. I do however, owe a lot to my city of dreams as it put my family and I through pivotal experiences which led to the pain and gratitude of immigration some years later.

Gateway of India. Photo by Parth Vyas on Unsplash

My fascination with money started that week in June 2007, with my first pay check of 90 dollars and 13 cents. I still look at that pay stub today. I saved every single one from that job.

Shortly after, following a string of jobs that included everything from being a stock boy at a preppy clothing store (at the same mall), a couple years of selling technology products at a big box retail store (at a different mall) to a couple of years of being a library book shelver at The University of British Columbia (where I made an incredible $16/hour, 2x the minimum wage at the time), I realized not all jobs are created equal.

But taking crap from people while making their food and cleaning up after them while being on my feet for 8 hours taught me the invaluable lesson of humility. To treat people with respect, as the other side of "Let me talk to your manager" is full of self doubt, pain and grit.

Steadily earning money and watching my savings grow made me realize the true power of this world we live in. That financial freedom was a great privilege, not a right many can afford. And it wasn't until I made my "real money" in the tech industry that I realized that money can make more of itself...given enough time.

“Compound interest is the eighth wonder of the world. He who understands it, earns it ... he who doesn't ... pays it.”

Albert Einstein [1]

Given enough time.

Gastown Clock. Photo by Lucy-Claire on Unsplash

Suddenly everything changed. Keeping an eye on my needs and carefully calibrating my wants meant I could save and invest more and have those investments grow without any additional input on my behalf. This sounds obvious to those who know the game, but I was outside looking in for years. No más!

Having gone through two global recessions and a pandemic in 12 years makes you wish you'd invested in Bitcoin, Ethereum, Amazon, or Tesla early on. Or kept making Youtube videos in 2010, or tweeting in 2011, or Instagramming in 2012. Or started mining...well you get the point.

Shoulda, woulda, coulda. The next best time is now.

Hence, farezv.com.

farezv.com is for informational and educational purposes. It's not investment or financial advice. Please do your own research before investing in any companies, securities or digital assets discussed here.